Travel Insurance for CARP Members

2021 Pre-Season Savings… an event two years in the making!

In the summer of 2019, we introduced new lower rates for our Travel Choice 2 Single-Trip and Multi-Trip Emergency Medical Plans… they were our lowest rates in years. Great news for CARP members: those rates are still in effect, and will stay in effect until October 30, 2021. So lock in your rate and save!

If you’re not yet comfortable to start travelling again, you can still buy now and save. Before your single-trip departure date or multi-trip effective date, you can change dates without penalty… even 11 months from your purchase date, or receive a full refund if you decide that staying home is the best option. Note: multi-trip plan refunds are only granted prior to the policy effective date, even if it falls within the 10-Day Free Look Period.

As CARP’s trusted insurance provider, we encourage you to follow the advice of medical professionals during these uncertain times. But when you choose to travel again, be assured we’ll be here for your protection.

Relaxing Vacation


  • Dedicated licensed brokers: When you call our toll-free number, you’ll be speaking to a licensed broker who is qualified to provide advice on the insurance coverage that is best suited for you.
  • COVID-19 related expenses: Our specialists can answer your questions about travelling during the pandemic, and offer multiple coverage options. Visit our COVID-19 page to learn more.
  • The world is changing daily: Health guidelines and travel restrictions seem to be ever-changing, so speak with our licensed specialists about the current coverage options for COVID-19.

Planning To Travel Inside Canada?


Government health insurance plans do NOT cover all of the medical expenses you may incur while travelling in Canada. The reciprocal agreement for services between the provinces and territories is only equal to the coverage provided in your home province or territory. And it differs across Canada.

Outside your home province, some plans will not cover prescription drugs, ambulances, specialists, emergency dental or x-rays. There are exclusions for all non-medical expenses, including travel expenses associated with trip interruption.

Travelling inside Canada without insurance is not as financially risky as venturing out-of-country without coverage, but your incurred costs could be substantial. Just an air ambulance back to your home province can cost you as much as $20,000.

To learn what may not be paid for outside your home province or territory, Click Here.


  • Available only if travelling in Canada for your entire trip. You’ll save 50% off our posted rates, and WILL be covered for COVID-19 related expenses. Call 1.877.566.1417 for details.

We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage. And we’re 50-plus insurance specialists. So even if you’re not a member of CARP, call us at 1.877.566.1417 and we’ll work to offer a coverage solution for your needs.