Travel Insurance for CARP Members

Pre-Season Savings & Trusted Protection for Canadians 50-Plus

SAVINGS! Until October 31, 2022, you can still buy our Single & Multi-Trip Emergency Medical Plans at 2021 rates. And don’t worry if your travel plans aren’t yet finalized. You can buy now and save, then simply change your travel dates without penalty before departure. Or if preferred, you can receive a full refund.*

PROTECTION! We offer multiple coverage options, 24/7 emergency assistance and a $10 million Cdn. policy limit. Plus… if you’re fully vaccinated and are visiting countries with Level 1 or 2 Travel Advisories, our Single & Multi-Trip Emergency Medical Plans cover expenses related to COVID-19 and can be purchased online in just minutes!

Pre-season savings are back! As a result, we’re experiencing extremely high call volumes. We apologize for any delay you may encounter as we take the time to answer your questions and ensure you’re properly protected.

  • Advice you can trust. Call our toll-free number and you’re speaking with licensed specialists who are qualified to offer advice on coverage that suits you best, based on your health and travel plans.
  • Membership has its benefits. CARP members are eligible for an additional 1.5% savings on prices on the posted rate card for our Single-Trip and Multi-Trip Emergency Medical Plans.
  • COVID-19 expense exclusions. If you plan to travel to countries with Level 3 Advisories, speak with our specialists about your coverage options, and visit COVID-19 Coverage to learn more.

Planning To Travel Inside Canada?


Government health insurance plans do NOT cover all of the medical expenses you may incur while travelling in Canada. The reciprocal agreement for services between the provinces and territories is only equal to the coverage provided in your home province or territory. And it differs across Canada.

Outside your home province, some plans will not cover prescription drugs, ambulances, specialists, emergency dental or x-rays. There are exclusions for all non-medical expenses, including travel expenses associated with trip interruption.

Travelling inside Canada without insurance is not as financially risky as venturing out-of-country without coverage, but your incurred costs could be substantial. Just an air ambulance back to your home province can cost you as much as $20,000.

To learn what may not be paid for outside your home province or territory, Click Here.


We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage. And we’re 50-plus insurance specialists. So even if you’re not a member of CARP, call us at 1.877.566.1417 and we’ll work to offer a coverage solution for your needs.