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for Canadians 50-Plus

CARP members of all ages represent a wide variety of family and work situations, health and housing concerns, interests and responsibilities. That’s why we offer insurance coverage for every stage of your life.

Insurance Programs for CARP Members… trusted protection with exclusive benefits and savings, exceptional customer service and value, to meet or exceed the needs of CARP members and their loved ones.

We’re The McLennan Group Insurance Inc., CARP’s recommended provider. Call to speak with our licensed specialists who will explain your options and help select the coverage that’s right for your needs and budget. We’re here for your protection!

Retired Police Sergeant Bob Paterson works with The McLennan Group Insurance Inc. to develop and share practical, economical safety tips for Canadians 50-plus. To read and print more safety tips, and to view Sergeant Bob’s appearance schedule, visit SeniorSafetyTips.ca.

Senior Safety Tip of the Month - January 2022

SAFETY ALERT: Changes to Pedestrian WALK Signals at Intersections

Recently, you may have noticed a subtle change in the timing of the pedestrian WALK signals at intersections. If it seems the WALK signal is being activated several seconds before the green light signal for vehicle traffic, it’s not your imagination.

Across Canada, municipalities are experimenting with / implementing a Leading Pedestrian Interval (LPI), also known as a Pedestrian Head Start Signal.

The LPI is intended to give the pedestrian a head start – ahead of vehicle movement – when crossing the intersection. It is believed that the early pedestrian movement reduces aggressive driver behaviour, and gives the visual / time advantage to slower walkers such as children and seniors. Sergeant Bob sees this as a positive step forward in pedestrian safety, especially when you consider that drivers and cyclists are NOT required to wait for pedestrians to completely clear the entire crosswalk. They may proceed forward or turn when pedestrians are clear, and the maneuver can be safely completed.

Look for the changes in your neighbourhood and be aware of the subtle but important changes in intersection signalling.

Senior Safety Tips COVID-19 Update

STAY ALERT - Coronavirus (COVID-19) Scam Alerts

It’s unfortunate, but from counterfeit PPE offerings to fraudulent COVID-19 surveys and test results, and the too-good-to-be-true investment opportunities, the scammers are everywhere. Sergeant Bob can help guide seniors through this period of instability and high risk. Please share and remember these scam prevention tips:

  • C - Computer / email crime. These forms of e-crime are rampant. If you’re feeling confused, pressured or rushed - delete it! – To learn more, read Sergeant Bob’s E-Crime Review.
  • O - Online COVID-19 surveys. The vast majority are scams designed to gather personal information. Ignore or delete them.
  • V - Volunteering or donating? Do research to ensure organizations are legitimate before sharing personal / bank information.
  • I - Investing. Investing in this time is high risk. Scammers recognize agitation, desperation, confusion. Do your research and never allow yourself to be rushed into making a decision.
  • D - Drugs, treatments, equipment, supplies & advice. Must come only from your established, reputable health care providers.

Senior Safety Tips COVID-19 Update

STAY ALERT - How COVID-19 Is Affecting Traffic Behaviour!

It first appeared that any COVID-19 impacts on traffic patterns would be minor and brief. Health guidelines now show our return to normal must be gradual and strategic. So let’s look at current traffic trends that will likely be with us for months ahead.

  • Lower traffic volume means more speeders. Be vigilant and watch your own speed. When blending with traffic, assume others are exceeding the speed limit. It can be difficult to judge the speed of an approaching vehicle, especially at a busy intersection.
  • Current pedestrian behaviour at intersections and crosswalks is entirely new to us. Where groups or clusters were the norm, we now see long, physically distanced “conga lines”. Drivers must be careful to double check before proceeding or turning.
  • Physical distancing has pedestrians frequently stepping off the sidewalk and onto the road. Maybe not a huge issue when vehicle volume is low, but be careful when traffic flow returns to normal. Remind your children and grandchildren that getting too close to someone during our health crisis is not a good idea, but stepping into traffic can be far worse.

Drivers of all ages must be extra vigilant. Current pandemic-related driver and pedestrian behaviours - compounded by increased mental distractions - will be with us for months, not weeks. To review more safe driving tips from Sergeant Bob, click here.

Senior Safety Tips COVID-19 Update

Respect Disabled Parking Spots: “I was only there for a minute” doesn’t just cut it!

Because of COVID-19, you’ll likely see changes to parking lots and signage as we adapt to pedestrian access, physical distancing, cart sanitizing, barriers, etc. Let’s take care of those who need our assistance whether it’s inside the building or in the parking area.

It should go without saying that the designated parking spots and disabled permits are intended to minimize discomfort and risk to individuals dealing with a temporary or permanent health issue. And yet, some drivers without the legitimate permit routinely use the spots marked for disabled parking.

  • If you have a legitimate parking permit, ensure that it is CLEARLY DISPLAYED so there’s no confusion or argument.
  • STAY OUT of the spots designated for disabled parking unless you are authorized to use them.

When the appropriate charge is laid by police or bylaw officer, the common response is “But I was only in the spot for a minute”. This excuse is of no interest to the person laying the charge or to the person with a disability circling the parking lot in frustration.

MORE SENIOR SAFETY TIPS TO HELP YOU STAY SAFE:
Snowbirds Who Drive South

Snowbirds Driving South

Southbound drivers know the routine well, but a quick safety review can help to smooth the way.

Winter Driving Tips

Safe Winter Driving Tips

Here is a short review of winter driving issues that can place drivers at increased risk.

Being Prepared for an Emergency

Prepare For Emergencies

An emergency happens with little warning. Put in the effort now to make sure you’re ready.

Who is The McLennan Group?

The McLennan Group Insurance Inc. is a 100% Canadian owned, nationally licensed brokerage specializing in the design and distribution of innovative all-lines solutions and services for leading associations, affinity groups and Canadians 50-plus. We’ve been CARP’s recommended and trusted insurance provider since 1993.

Along with our life and health division, The McLennan Group Life Insurance Inc., we work with a number of leading Canadian insurers to offer the 13 products which together, create a complete protection plan - Insurance Programs for CARP Members. Click here to meet our program partners.