We're The 50-Plus Insurance Experts

A Complete Protection Plan
for Canadians 50-Plus

CARP members of all ages represent a wide variety of family and work situations, health and housing concerns, interests and responsibilities. That’s why we offer insurance coverage for every stage of your life.

Insurance Programs for CARP Members… trusted protection with exclusive benefits and savings, exceptional customer service and value, to meet or exceed the needs of CARP members and their loved ones.

We’re The McLennan Group Insurance Inc., CARP’s recommended provider. Call to speak with our licensed specialists who will explain your options and help select the coverage that’s right for your needs and budget. We’re here for your protection!

Retired Police Sergeant Bob Paterson works with The McLennan Group Insurance Inc. to develop and share practical, economical safety tips for Canadians 50-plus. To read and print more safety tips, and to view Sergeant Bob’s appearance schedule, visit SeniorSafetyTips.ca.

Senior Safety Tip of the Month - November 2021

RIDING PUBLIC TRANSIT: Personal Safety and Security Tips

As commuting and travel patterns return to normal, expect bus and rail ridership levels to creep back up to their pre-COVID-19 levels. While Canadian transit riders of all ages will benefit from learning more about transit safety, it’s our senior riders who will benefit most by following a few basic tips to help ensure a comfortable and safe trip.

Remain Seated: According to the TTC, the most frequent incident occurs when riders stand and move towards the exit before the vehicle comes to a complete stop. Despite handrails, stanchion bars and high traction flooring, some passengers move towards the exit doors while the transit vehicle is still in motion exposing themselves and other riders to injury during an abrupt stop.

When Boarding or Leaving Vehicles: Keep all bags, parcels and backpacks clear of the doors, and carry these items in front of you.

Never Run For a Bus or Streetcar: You may fall or be hit by a car. Never run in front of a vehicle as the driver may not see you.

Plan Your Route, Know Your Schedule: Avoid waiting at dark bus stops or platforms. Try to get on and off transit in well-lit areas and where there are other people. Avoid taking short cuts in unlit areas. Take notice of places where you can get help along your route like open stores and restaurants. Make sure you know when the last run is, so you don’t get stranded.

To read more Sergeant Bob tips on how to stay safe before, during and after riding public transit, Click Here.

Senior Safety Tips COVID-19 Update

STAY ALERT - Coronavirus (COVID-19) Scam Alerts

It’s unfortunate, but from counterfeit PPE offerings to fraudulent COVID-19 surveys and test results, and the too-good-to-be-true investment opportunities, the scammers are everywhere. Sergeant Bob can help guide seniors through this period of instability and high risk. Please share and remember these scam prevention tips:

  • C - Computer / email crime. These forms of e-crime are rampant. If you’re feeling confused, pressured or rushed - delete it! – To learn more, read Sergeant Bob’s E-Crime Review.
  • O - Online COVID-19 surveys. The vast majority are scams designed to gather personal information. Ignore or delete them.
  • V - Volunteering or donating? Do research to ensure organizations are legitimate before sharing personal / bank information.
  • I - Investing. Investing in this time is high risk. Scammers recognize agitation, desperation, confusion. Do your research and never allow yourself to be rushed into making a decision.
  • D - Drugs, treatments, equipment, supplies & advice. Must come only from your established, reputable health care providers.

Senior Safety Tips COVID-19 Update

STAY ALERT - How COVID-19 Is Affecting Traffic Behaviour!

It first appeared that any COVID-19 impacts on traffic patterns would be minor and brief. Health guidelines now show our return to normal must be gradual and strategic. So let’s look at current traffic trends that will likely be with us for months ahead.

  • Lower traffic volume means more speeders. Be vigilant and watch your own speed. When blending with traffic, assume others are exceeding the speed limit. It can be difficult to judge the speed of an approaching vehicle, especially at a busy intersection.
  • Current pedestrian behaviour at intersections and crosswalks is entirely new to us. Where groups or clusters were the norm, we now see long, physically distanced “conga lines”. Drivers must be careful to double check before proceeding or turning.
  • Physical distancing has pedestrians frequently stepping off the sidewalk and onto the road. Maybe not a huge issue when vehicle volume is low, but be careful when traffic flow returns to normal. Remind your children and grandchildren that getting too close to someone during our health crisis is not a good idea, but stepping into traffic can be far worse.

Drivers of all ages must be extra vigilant. Current pandemic-related driver and pedestrian behaviours - compounded by increased mental distractions - will be with us for months, not weeks. To review more safe driving tips from Sergeant Bob, click here.

Senior Safety Tips COVID-19 Update

Respect Disabled Parking Spots: “I was only there for a minute” doesn’t just cut it!

Because of COVID-19, you’ll likely see changes to parking lots and signage as we adapt to pedestrian access, physical distancing, cart sanitizing, barriers, etc. Let’s take care of those who need our assistance whether it’s inside the building or in the parking area.

It should go without saying that the designated parking spots and disabled permits are intended to minimize discomfort and risk to individuals dealing with a temporary or permanent health issue. And yet, some drivers without the legitimate permit routinely use the spots marked for disabled parking.

  • If you have a legitimate parking permit, ensure that it is CLEARLY DISPLAYED so there’s no confusion or argument.
  • STAY OUT of the spots designated for disabled parking unless you are authorized to use them.

When the appropriate charge is laid by police or bylaw officer, the common response is “But I was only in the spot for a minute”. This excuse is of no interest to the person laying the charge or to the person with a disability circling the parking lot in frustration.

MORE SENIOR SAFETY TIPS TO HELP YOU STAY SAFE:
Being Prepared for an Emergency

Prepare For An Emergency

An emergency happens with little warning. Don’t panic. Spend some time and effort now to make sure you’re ready.

Emergency Vehicles

Emergency Vehicles

First responders and tow truck drivers are required to place themselves in danger while stopped at the road side. Move over!

Reducing E-Crime

Reducing E-Crime

While seniors are often the targets and victims of electronic crime, it’s easy to provide a manageable level of security.

Who is The McLennan Group?

The McLennan Group Insurance Inc. is a 100% Canadian owned, nationally licensed brokerage specializing in the design and distribution of innovative all-lines solutions and services for leading associations, affinity groups and Canadians 50-plus. We’ve been CARP’s recommended and trusted insurance provider since 1993.

Along with our life and health division, The McLennan Group Life Insurance Inc., we work with a number of leading Canadian insurers to offer the 13 products which together, create a complete protection plan - Insurance Programs for CARP Members. Click here to meet our program partners.